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Guest-first groups
Create or join a group and start splitting expenses without creating an account first.
VikSplitX features
Everything you need to split shared expenses clearly.
Built around one simple flow: create a group, add an expense, split it fairly, understand the balance and settle.
Core experience
Built for everyday splitting.
These are the features at the heart of the VikSplitX experience.
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Four split methods
Split expenses equally, by exact amounts, percentages or flexible shares.
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Clear group balances
See exactly who should receive money and who still owes money.
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Smart settlement
Simplify group debts into a smaller set of suggested transfers.
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Name-only members
Add people to a group without requiring an email address or account.
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Invite and share
Share group access and let members join without rebuilding the group.
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UPI handoff
Hand settlement payments to a supported UPI app while payment authorization stays outside VikSplitX.
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Manual settlements
Record payments made in cash, UPI or elsewhere without changing expense history.
Future-ready
Simple today. Smarter tomorrow.
These capabilities are planned for later releases and should not be treated as currently available until they ship.
AI
Coming laterAI receipt scanning
Extract receipt details for your review. An expense is created only after you confirm it.
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Coming laterRecurring expenses
Make repeated rent, subscriptions and shared bills easier to manage.
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Coming laterAdvanced insights
Understand spending patterns across groups, categories and time.
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Coming laterPDF and Excel/XLSX exports
Export useful group and expense records when you need them.
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Coming laterAdvanced reminders
Get smarter reminders around unsettled balances and recurring activity.
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Coming laterVikSplitX Prime
Unlock additional automation, insights and premium convenience features.